Money Informer

The average American has a whopping four credit cards at any given time. While those cards make buying things easy, that convenience often comes at a price: credit card charges and fees. And the more cards you have, the more…

When it comes to paying off your credit cards, you might be tempted to only pay the minimum credit card payment. Why pay the full amount if it’s not needed, especially if the funds can go to something else? But…

Credit cards undoubtedly provide us with convenience. With this piece of plastic, you’re able to purchase an arguably unlimited range of goods and services. But before getting yours, it is important you know the right one to choose. In this article,…

Did you know that 11.1% of Americans have FICO scores below 550? There are serious consequences to this “very poor” credit rating. Buying a home, buying a car, finding a loan, or even getting a job are all more difficult…

Consumers evaluate many opportunities for establishing and maintaining great credit scores. If they are just starting out, they may discover a wealth of credit card companies willing to provide them with a line of credit. However, the consumers must review…

Did you know the average American credit score is 703? In fact, only 11 percent of Americans have a credit score that falls below 580. If you’re in that 11 percent, or have no history at all, it can feel…

What Is ACH Credit? The ACH credit method is an electronic payment alternative that does not require the use of a credit card. Your clients can simply pay your company through a direct transfer from their accounts into yours. For…

Most students have mixed feelings about credit cards because they are a double-edged sword. They can be assets to earn your travel rewards and cash backs and also build your credit. On the other hand, credit cards can be the…

Cashback credit cards help simplify your finances and let you earn rewards on spending while also having you take advantage of the additional perks that your debit cards don’t proffer. Since the cash back rewards are quintessentially more facile to…

Retailers frequently try and talk their consumers into signing up for department store credit cards. A lot of them promise to reward account holders with exclusive perks and discounts. Applying for them can be attractive, particularly when the holiday season…