Getting The Best Insurance For Your Jeep Wrangler


If you have selected the Jeep Wrangler over other models, you are bolder than the typical car enthusiast. Your choice of this robust car prioritizes your inclination towards a comfortable and incredibly durable car. The visual appeal and style of this car also make a statement about your personality. With the Jeep Wrangler, you can navigate some of the most challenging Canadian terrains.

When you get a powerful car like the Jeep Wrangler, you will be looking for affordable insurance policies. The model year and other car specifications would determine your annual premium along with your driving history. By consulting with a reputed online insurance brokerage like Surex, you can purchase your Jeep Wrangler insurance at an affordable price. By consulting insurance brokers, you can find the right policy for your Jeep.

What should your Jeep Wrangler auto insurance cover?

When you drive in Canada, you need to look beyond the mandatory liability coverage that all vehicles should have. To ensure adequate protection for your car, you should get direct property damage compensation, accident benefits, uninsured vehicle coverage, bodily injury coverage, collision coverage, and comprehensive coverage. Depending on your driving habits and needs, you can also purchase other add-ons.

When you purchase your insurance on a Jeep Wrangler, your insurance broker will naturally evaluate your risk profile. Accordingly, they would recommend the necessary features of the policy to purchase.

What is the average insurance cost of your Jeep Wrangler?

Jeep Wrangler owners need to shell out $1,146 on average to insure these cars. This is lower than a typical car, which requires $1,427 to insure annually.

Several factors determine the premiums you need to shell out for a Jeep Wrangler. In Canada, the insurance cost ranges from $900 to $2,700. The age of the driver, the car’s make and model, the license’s age, driving history, and demographics determine the exact rate.

Integrating your Jeep Wrangler with additional safety features would lower your premium. Also, paying a high deductible can keep the premium within your affordability.

How expensive is a Jeep Wrangler to insure?

Thankfully, the Jeep Wrangler is relatively cheap to insure. Compared to other cars, they have lower horsepower and value. This implies that they are less susceptible to thefts and severe accidents.

Interestingly, the Wrangler is the least expensive to insure among all the Jeep models. 

  • The monthly insurance premium of the Jeep Wrangler is around $233. 
  • On the other hand, insuring the Jeep Gladiator and Compass would require $265 a month. 
  • The monthly insurance cost of other models, like the Cherokee and the Grand Cherokee, ranges between $270 and $278. 
  • The Renegade is the most expensive to insure, where the monthly premium is around $280.

How much do young drivers pay for Jeep Wrangler insurance?

Considering the high risk profile of teens and young drivers, insurance companies in Canada charge higher premiums to cover their cars. So, the insurance for Jeep Wrangler models for an 18-year-old would be around $3,741 annually. On the other hand, a 40-year-old person driving the same model would be paying approximately $2,595 a year to insure the car.

For a 16-year-old driver, the annual premium would be roughly $4,796, while 17-year-old drivers need to pay around $4,248. Speak with an insurance broker for more details.

Things to compare when you purchase Jeep Wrangler insurance

Owning a Jeep Wrangler would naturally make you inclined to try and reduce the insurance premium. Check out these aspects when you shop for Jeep Wrangler auto insurance quotes. By comparing these aspects, you can keep the premiums low.

  1. Policy pricing

Shop around with the top insurance providers and obtain multiple quotes for insuring your Wrangler. When you work with brokers, you need not waste your time researching each insurer. Once you furnish the necessary details, the brokers will help you with updated information on customized quotes from the leading insurers.

  1. Deductible amount

Opting to pay a low deductible can weigh heavy on your pockets when paying the premium. On the other hand, deciding to pay a high deductible exposes the insurer to a lower risk. So, insurance brokers recommend their clients pay a higher deductible to keep the premium low.

  1. Add-on coverages

Your insurance broker will help you understand the add-on insurance features that you require. These include roadside assistance, shrinking deductibles, zero depreciation, and accident forgiveness. When you choose these add-ons, be logical enough to pick benefits you can take advantage of.

  1. Minimum amount of coverage required

In each Canadian province, you must follow the legalities governing the minimum amount of coverage required. It pays to get more coverage than the basic requirements, as it would provide more financial cushioning to you.

What factors determine the insurance premium of your Jeep Wrangler?

Here are some things you should keep in mind if you want to know what factors determine your Jeep’s insurance premium:

  • The Jeep Wrangler is a gas vehicle, which keeps the insurance cost lower than hybrid and diesel cars.
  • If you choose a trim with more power that adds value to your Wrangler, the car would be more expensive to insure. Try to add some safety features or lights to boost visibility. This would keep the insurance premium low.
  • Coming to safety ratings, the Jeep Wrangler fares lower than many other cars. This can make the premiums expensive for owners.
  • Under heavy use, the Jeep Wrangler would need more frequent repairs. This can also weigh heavy on your pockets while insuring the car.
  • The body type of the Jeep Wrangler comes as a two or four-door variant. Car enthusiasts often use this model for off-roading activities. As a result, the car becomes more susceptible to damage, leading to higher insurance costs.

Contact a broker to insure a Wrangler now! — Endnote

If you want to purchase an affordable insurance policy for your Jeep Wrangler, experienced insurance brokers can help you choose the right one. Being industry experts, these professionals can also help you take advantage of discounts and rebates. Here are some of the strategies that can reduce your premiums.

  • Installing anti-lock brake
  • Getting loyalty discount
  • Insurance discount on new cars
  • Claim-free year discount
  • Winter tire installation
  • Insurance policy bundling

Now, different insurance companies roll out similar rebates and discounts for Jeep models throughout the year. Would it be possible for you to keep track of all these offers researching all by yourself? Rather, car owners should count on trusted insurance brokers who can help them reduce their insurance costs. Most importantly, you will be on the right track when you customize your insurance policy.